How to Save on Groceries

Let’s face it, we all have to eat. It’s a fact of life. If we want to live, we must feed ourselves.

Luckily for us, we have a great deal of options when it comes to food. We can decide where to get our food, how much we want to spend on food, what types of food we want to eat, etc. When it comes to budgeting, food is something that must be considered and included into any good monthly budget. With a little thought and planning, we could drastically decrease the amount we spend each month on food. For the next few weeks, we will be talking about different things we can do to make savings happen.

First things first, you must make a budget. If you do not have a budget, read the small series on budgeting, then meet me back here. To come up with the number to budget for groceries/eating out, look back at the past few months and start there. Chances are, over the next few months you will be able to shave that number down, but start where you are now.

Once you have a fixed amount to spend on groceries for the month, I recommend getting the money out of the bank at the beginning of the month. If you see how much money you have to spend, you are less likely to overspend. Once it’s gone, it’s gone. You will be force to plan and allocate accordingly to stretch your money for the month.

After a few months of using cash, it becomes fun! It’s a game to see if you can make it to the end of the month (the first month you might eat Ramen Noodles for the last week!), or even have money left over!

Next week, we will talk about something that I love to do and have been doing for about six years now…meal planning! Your homework for this week is to come up with a realistic, workable grocery budget. Have a great week!



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